Merchant of Record for Digital Subscriptions

Forge Your
Monetization Strategy

PayForge sells and delivers digital subscriptions to consumers as the merchant of record. We own the customer transaction, taxes, refunds, and chargebacks — and source content from our partner suppliers.

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What We Offer

Merchant of Record Services

As the seller of record, PayForge owns the full commercial relationship with the consumer — from checkout to tax to support — and settles with content suppliers as a vendor.

Seller of Record

PayForge is the merchant on every transaction. The consumer purchases from us under our terms of sale, and our name appears on their statement.

Tax, Refunds & Disputes

We collect and remit applicable sales tax and VAT, issue refunds under our policy, and absorb all chargeback liability as the merchant of record.

Supplier Settlement

After reselling subscriptions to consumers, we settle with our content partners as suppliers under a wholesale agreement — net of our resale margin.

Analytics Dashboard

Data-Driven Insights at Your Fingertips

Make informed decisions with our comprehensive analytics dashboard. Track every metric that matters.

Subscriber Analytics

Track acquisition, engagement, and retention patterns in real-time.

Revenue Projections

AI-powered forecasting to help you plan for the future.

Cohort Analysis

Understand subscriber behavior patterns and optimize accordingly.

$47.2K
Monthly Revenue
+12.5%
2,847
Active Subs
+8.2%
94.2%
Retention
+2.1%
Real-Time Metrics

Your Revenue Command Center

Monitor every aspect of your subscription business with our comprehensive dashboard.

PayForge
JD

Dashboard

7 Days
Total Revenue
$925,852
↑ 7%
Transactions
24
↑ 4%
Active Users
77,265
↑ 4%
Conversion Rate
0.63%
↑ 1%

Transaction Volume

Showing total transaction volume for the selected period

$1,001,647
Nov 15 Nov 21 Nov 27 Dec 3 Dec 9 Dec 15
Deep Insights

Advanced Analytics Suite

Understand your subscribers better with powerful analytics and forecasting tools.

PayForge
JD

Analytics

Subscriber Lifecycle

Track acquisition and churn patterns

Jan Feb Mar Apr May Jun
Acquisition
Churn

Quarterly Performance

Revenue trends by quarter

Q1
Q2
Q3
Q4
Revenue

Revenue Forecasting

AI-powered projections for future revenue

Actual
Projected
How PayForge Operates

We Are the Merchant of Record

PayForge Services FZE purchases digital subscription content from partner suppliers and resells it to consumers as the seller of record. When a consumer subscribes, they are transacting with PayForge — not with the supplier.

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Our name on the statement. Consumers see PAYFORGE SERVICES on their card and agree to our terms of sale at checkout.

✓

We own tax compliance. PayForge registers for, collects, and remits applicable sales tax and VAT.

✓

We own refunds & disputes. All refunds and chargebacks are handled and absorbed by PayForge as the merchant.

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Suppliers are vendors. Content partners are paid under wholesale agreements; they are not merchants on our payment accounts.

As the merchant of record, PayForge holds direct merchant accounts in good standing and operates in full compliance with the terms of our payment partners, including Stripe and PayPal.

Integrations

Powerful Payment Infrastructure

As the merchant of record, PayForge processes consumer payments on our own accounts through industry-leading, PCI-compliant infrastructure.

Stripe
PayPal
Visa
Mastercard
Apple Pay
Google Pay

Subscription Reactivation

Win back churned subscribers with automated recovery flows.

Tier Management

Easy upgrades, downgrades, and tier modifications.

Automated Emails

Event-triggered notifications for every subscription action.

Fraud Protection

Advanced security and chargeback prevention.

Ready to Get Started?

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